Job description

SECTION I:

BASIC INFORMATION

Job Title Relationship Manager Functional Title RM Yes Premia

Grade Assistant Manager / Deputy Manager

Management Band Junior Management

Business Unit Retail Banking Division Retail Banking

Department Relationship Management Yes

Premia Location Pan India

Reporting to Branch Manager

No. of Direct Reports Not Applicable

SECTION II: ROLE SUMMARY

The role holder is responsible for deepening existing client relationships or acquiring those that are new to bank. The

incumbent must act as a one point of contact for managed clients and leverage opportunities to increase overall wallet share

in accordance with the financial needs of the customer.

SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES

Core

Responsibilities

Relationship Management :

Manages the banking and investments relationship and is responsible for overall growth of Liabilities

& Investment business from branch/retail customers

Develops, manages, and expands customer relationships by providing service level which exceeds

client expectations of most important customer segment

Identifies current and potential relationship with additional revenue potential and grow business

volumes for larger share of customer wallet

Generating Incremental Business

Sales targets spread across liabilities, retail assets, business banking, forex, cards, investments etc

Proactively sells the full range of consumer and commercial product to current and potential

Relationships

Deepens existing relationships or acquires new customers to Increase CASA balance in allocated

portfolio

Drives higher product and channel penetration to deepen mapped relationships and to increase

customer relationship value with the bank

Customer Engagement:





Ensures portfolio quality by regularly engaging with each mapped relationship and maintaining the

desired relationship values

Face to the client and First person Responsible for service and sales satisfaction of mapped clients

Investments

Analyses financial needs of the customers and offer appropriate product with utmost transparency

Drives revenue business to generate fee income through products like mutual funds, investments and

insurance

Audit & Compliance

Adheres to the Banks policy on acquisition/BSA/KYC etc as well as compliance requirements of

regulatory authorities (RBI/SEBI/AMFI/IRDA, etc)

SelfManagement

Responsibilities

Defines performance goals at the start of the year in discussion with the reporting manager and

ensures that the goals are monitored and achieved during the course of the year.

Takes ownership of his/her own learning agenda by identifying development needs in consultation

with the reporting manager and working towards bridging the gaps through various means which

go beyond just training.

Understands the competencies relevant to his/her role, and works towards displaying as well as

developing these effectively.

Keeps abreast of relevant professional/industry developments, current techniques and current issues

through continued education and professional networks.

Risk and

Internal Control

Responsibilities

Follows risk policy and processes to mitigate the operational, regulatory, financial,



informational,

reputational and audit risks as instructed by the departmental manager.

Executes the established internal control systems and compiles relevant information for departmental

audits, as necessary.

SECTION IV: KEY INTERACTIONS

Key Internal

Interactions Purpose of Interaction

Channel Partners Coordinate with product and programs teams to drive channel activities and initiatives

Other Unit RMs Connect with Business Banking RMs, ADM, RBDL, PSM to maximize leads and generate cross sell

opportunities

Liase with key stakeholders eg YSB, HCM, FCU to execute organizational mandates

Solicit support as required to close key job deliverables

Key External

Interactions Purpose of Interaction

Prospective YBL

Customers

Present the organization in a professional and positive manner to generate interest and capture

mindshare

Existing YBL

Cusotmers Seek to engage and identify opportunities to increase the overall wallet share

SECTION V: KNOWLEDGE & EXPERIENCE

KNOWLEDGE

Minimum

Qualifications

Bachelors degree

Master’s degree is preferred

Professional

Certifications

AMFI/NCFM/NISM/IRDA/JAIIB/CAIIB & such relevant certifications will be an added

advantage.

Language Skills Written and spoken English is essential

EXPERIENCE

Years of

Experience A minimum of 2 years of relevant experience with at least 1 year in a similar role

Nature of

Experience Prior experience in BFSI Sector

Interested candidates kindly share your CV on [email protected]

Role: Relationship Manager

Industry Type: Banking

Department: BFSI, Investments & Trading

Employment Type: Full Time, Permanent

Role Category: Banking Operations

Education

UG: Any Graduate

📌 Relationship Manager (Bengaluru)
🏢 Yes Bank
📍 Bengaluru