Role & responsibilities
Responsible for presenting all the findings related to loan applications to Area Credit Manager.
Once the file has been logged in by SME RO/ABM , BCM will check the complete case such as - Cibil reports of borrowers, house and business pictures, bank statements, etc.
Post screening the loan application, visit the residence & the business premises of borrower.
Conduct telephonic as well as physical reference checks before sending the case for further process and decision making.
Responsible to complete the PD visits and to process cases of assigned branch within TAT.
Ensure proper verification of all the documents related to KYC, ownership, financial documents, banking & its authenticity.
Organise monthly meetings within branch to discuss about the changes in product and policies with Branch team.





Preferred candidate profile
Minimum graduate and 3year of experience as Credit Officer /Credit Underwriter for Individual Loan/Business Loan
Solid teamwork and interpersonal skills.
Valuable communication and problem-solving skills.
Ability to work under pressure and meet deadlines.
Solid geographical knowledge.
Local candidate will be preferred.
Verbal and written proficiency in local language is mandatory
Need to know how to operate Desktops/Laptops
Willing to travel and work extensively in rural areas.
Should be able to drive a two-wheeler and hold a valid driving license.

📌 Branch Credit Manager Chalisgaon
🏢 Svatantra Microfin
📍 Chalisgaon