JOB DESCRIPTION: AR CREDIT CONTROL

Job Title: AR Credit Control

Job Purpose:

The AR Credit Control role is responsible for managing receivables, ensuring timely collections, minimizing credit risk, and maintaining healthy cash flow.

Key Responsibilities:
Accounts Receivable Management
Monitor customer accounts and ensure timely collection
Maintain AR aging and follow up on overdue balances
Reconcile customer accounts
Submission of LC to bank, Co-ordinate Bank guarantees to Customers
Credit Risk Management
Assess customer creditworthiness
Set and review credit limits
Monitor exposure and enforce policies
Collections & Coordination
Follow up with customers
Collaborate with sales teams
Resolve disputes
Cash Flow Optimization
Reduce DSO
Support cash forecasting
Reporting & Compliance
Prepare AR reports
Ensure compliance and audit readiness
Process Improvement
Identify automation prospects
Improve efficiency

Key Performance Indicators:
DSO
Aging profile
Collection effectiveness

Qualifications & Experience:




Bachelor’s degree in finance/accounting
15 years’ experience in AR/Credit Control

Skills:
Solid AR knowledge
Communication and negotiation
ERP systems and Excel

Detailed Description for AR-Credit Control

AR / Credit control functions:
Preparation of monthly AR ageing report
Circulating AR ageing report to sales team with proper collection target.
Forecast the expected collection target beginning of the month and ensure money is collected.
Closely liaise with Sales Team/Customer Service Order Execution/Customer to ensure Invoices are accounted/bills are uploaded timely
Handling of Bank Guarantees
Submission of Bill of Exchange to Bank timely and ensure LC acceptance
Handling of LC discounting
Review and approval of all the contract: Check the payment terms, Credit Limits, financial risk, overdue position/previous payment history of the customer
Credit Limit monitoring

📌 Ar Credit Control Bengaluru
🏢 RGBSI
📍 Bengaluru