Job DescriptionRole Purpose
NThe Senior Credit Analystis responsible for independent credit assessment and ongoing risk management of asset finance and leasing exposures across a diverse portfolio of customers in APAC. The role supports origination, portfolio management, and funding activities, with a strong emphasis on engagement with external funders to ensure transactions, portfolios, and structures meet both internal credit standards and funder requirements.
NKey Responsibilities
nCredit Risk Assessment & Structuring
N
- n
- Prepare clear, well-structured credit submissions for current and existing transactions N
- Assess customer, guarantor, and group credit risk, including cross-border group structures N
- Evaluate collateral andother risk mitigants, taking into account jurisdictional, legal, and enforceability considerations N
- Provide sound risk recommendations, including credit grading, approval conditions, structure considerations, and monitoring requirements N




- Review transaction structures to ensure alignment with internal credit standards and external funding requirements N
- Assess multi-currency exposures, guarantees, and structural risks associated with regional and cross-border transactions N

nPortfolio Management & Monitoring
N
- n
- Manage and reviewa portfolio of asset finance and leasing exposures across APAC N
- Conduct annual reviews and event-driven credit reassessments N
- Identify emerging risksand early warning indicators, and recommend proactive mitigation strategies N
- Monitor portfolio trends, sector developments, and customer performance to support timely risk management actions N

nFunder-Facing Responsibilities
N
- n
- Act as a key credit contact for external funding partners N
- Support various fundingstructures, including: N
- Sale of receivables N
- Structured and secured funding arrangements N
- Prepare funder-facing credit materials, including: N
- Term sheetsn
- Credit summaries and portfolio rep

📌 Senior Credit Analyst (Alibag)
🏢 CHG-MERIDIAN
📍 Alibag