Job Description
Exciting Career Prospect at Kotak Mahindra Bank for a Credit Manager role in Working Capital and Business Loan Credit team based at Mumbai.
nInviting all CA Freshers and CA experienced folks for an excellent opportunity to build your career with one of India's leading private sector banks
n*Position Details:
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- Position: Credit Manager – Working Capital and Business Loann
- Location: Mumbain
- Grade: Manager, Sr Manager and AVP (M3/M4/M5)n
- CTC: As per industry standardsn

n*Job description :
nWe are looking for a Credit Managers in Mumbai who would be responsible for Processing of loan applications under surrogate & financials.
nSelected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies.
nHe/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution.
n*Role & responsibilities :
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- Credit Assessment:n

nReviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness.
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- Risk Analysis:n

nIdentifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms.
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- Loan Approval:n

nApproving or rejecting loan applications based on creditworthiness and adherence to company policies.
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- Credit Limit Determination:n

nSetting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile.
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- Credit Monitoring:n

nContinuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks.
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- Relationship Management:n

nBuilding and

📌 Credit Manager (Mumbai)
🏢 Kotak Mahindra Bank
📍 Mumbai