Job Summary

Deliver on the Credit Risk, Balance Sheet & Income Statement projections for the Enterprise-wide Stress Testing (EST) exercises
Carry out the movement analysis & write-ups for credit risk & BS/IS metrics
Ensure compliance to EST procedures, methodologies, and controls.
Manage all governance related aspects of the execution of stress testing
Drive process improvements and best practices for more efficiency and productivity
Support development and maintenance of underlying models to enhance stress testing methodology.
Deliver adequate documentation on stress testing methodology subject to management, model validation, audit & regulatory scrutiny.
Deliver on the operational risk framework for the stress test process.

Key Responsibilities

Risk Management: Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.
Processes:



The role holder will need to support the establishment and documentation of all processes and effective controls for the hub team in accordance with the broader stress testing team
Governance: Demonstrate an awareness and understanding of the regulatory framework in which SCB operates, and the regulatory requirements and expectations relevant to the role.
Deliver ‘effective governance’; capability to challenge colleagues effectively or escalate appropriately; and willingness to work in an open and cooperative manner with all.

Business

Stress Testing, as part of Finance, is an independent group function responsible for projecting the financials and capital/liquidity ratios of the entity in question given certain assumptions about Bank’s policies and economic variables. The function plays a critical role in strategic business, regulatory and infrastructure initiatives which forms the Bank’s future.
Internal Stress Tests: Internal Capital Adequacy Assessment Process

📌 Assistant Manager (Bengaluru)
🏢 Standard Chartered India
📍 Bengaluru