Job Description

Exciting Career Opportunity at Kotak Mahindra Bank for a Credit Manager role in Working Capital Credit team based at Bangalore.

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Inviting all CA or MBA finance experienced folks for an excellent prospect to build your career with one of India's leading private sector banks

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*Position Details:

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- Position: Credit Manager – Working Capital
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- Location: Bangalore
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- Grade: Manager / Sr Manager (M3/M4)
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- CTC: As per industry standards
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*Job description :

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We are looking for a Credit Manager in Bangalore who would be responsible for Processing of WC loan applications under surrogate & financials.

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Selected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies.

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He/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution.

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*Role & responsibilities :

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- Credit Assessment:
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Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness.

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- Risk Analysis:
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Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms.

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- Loan Approval:
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Approving or rejecting loan applications based on creditworthiness and adherence to company policies.

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- Credit Limit Determination:
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Setting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile.

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- Credit Monitoring:
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Continuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks.

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- Relationship Management:
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Build

📌 Credit Manager (Bengaluru)
🏢 Kotak Mahindra Bank
📍 Bengaluru