nWe are looking to hire someone with experience in credit review/appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large corporates, Financial Institutions etc.
nKey Responsibilities:
nAnalyst/ Senior Analyst/ Lead Anaylst will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end to end lending journey such as follows:
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- Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit.
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- Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters)
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- Calculating covenants in line with facility agreements and providing detailed rationale for covenant Performing Annual/Quarterly or Half yearly reviews small or medium connections: Business Overview, Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios), Covenant performance PD/LGD analysis, Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline.
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nRequired Qualifications
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- Strong Accounting and financial skills
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- Understanding and experience of credit review or underwriting role is desirable
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- Experience on lending platforms or credit search platforms like Credit lens, nCino or Lexis would be preferable.
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- Excellent interpersonal and ability to build strong team culture
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- Ability to practice attentive and active listening skills
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- Challenging current thinking by implementing new ways of working Strong Accounting and financial skills
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- Understanding and experience of credit review or underwriting role is Preferable
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- Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable
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- Eye for details and ability to identify and solve issues effectively on time
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- Good MS Office Skills
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- Excellent Communication and interpersonal skills
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- Ability to ensure that tasks within areas of responsibility are completed in a timely manner
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- Ability to practice attentive and active listening skills
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- Ability to identify pro-active ways to contribute to firms' goals & mission
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- Challenging current thinking by implementing new ways of working
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- Bachelor's/Master's degree with a major in finance, economics, accounting or from a reputed institute.
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nPreferred Qualifications
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- Post Graduation/ MBA in Finance domain/ CFA/CA
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- 3 to 7 years of relevant experience in Commercial Banking domain
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- Solid Accounting and financial skills Good MS Office Skills
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- Excellent Communication and interpersonal skills.
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