? Exciting Career Opportunity at Kotak Mahindra Bank for a Credit Manager role in SBE/BL (Secured & Unsecured) Credit team based at Delhi, Meerut and Dehradun.

Inviting all CA experienced folks for an excellent chance to build your career with one of India’s leading private sector bank s

*Position Details:

- Position: Credit Manager – Business Loan/ SBE
- Location: Delhi, Meerut and Dehradun
- Grade: Manager, Sr Manager and AVP (M3/M4/M5)
- CTC: As per industry standards

*Job description :

We are looking for a Credit Managers who would be responsible for Processing of loan applications under surrogate & financials.

Selected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies.

He/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution.

*Role & responsibilities :

- Credit Assessment:

Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness.

- Risk Analysis:

Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms.

- Loan Approval:





Approving or rejecting loan applications based on creditworthiness and adherence to company policies.

- Credit Limit Determination:

Setting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile.

- Credit Monitoring:

Continuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks.

- Relationship Management:

Building and maintaining relationships with internal stakeholders, such as sales and relationship management teams, as well as external stakeholders, such as borrowers and industry professionals.

- Reporting:

Preparing reports on loan performance, risk exposure, and other relevant metrics for management and other stakeholders.

✅ Eligibility Criteria :

Experience: 2-6 Years relevant experience in Secured & Unsecured Underwriting

CA/ MBA-Finance – Full Time

? Decent understanding of assessing audited financials, banking analysis and bureau reports knowhow

? Expertise in MS office and Loan application systems preferred.

? Should be competent in Sensing loan purpose, customer interaction, deliver in defined risk framework and uptime task completion etc.

Location: Need local candidates from Delhi, Meerut and Dehradun

Join Kotak Mahindra Bank and become part of a high-performance team driving growth in the secured lending business

Apply Now on this excellent opportunity !

📌 Credit Manager (Delhi)
🏢 Kotak Mahindra Bank
📍 Delhi