Job Description E xciting Career Prospect at Kotak Mahindra Bank for a Credit Manager role in Business Loan Credit team based at Bhopal. n n Inviting all CA experienced folks for an excellent opportunity to build your career with one of India’s leading private sector bank s n n *Position Details: n n Position: Credit Manager – Business Loan n Location: Bhopal n Grade: Manager, Sr Manager and AVP (M3/M4/M5) n CTC: As per industry standards n n n *Job description : n We are looking for a Credit Managers in Bhopal who would be responsible for Processing of loan applications under surrogate & financials. n n Selected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies. n n He/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution. n n *Role & responsibilities : n n n Credit Assessment: n n Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness. n n n Risk Analysis: n n Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms. n n n Loan Approval:



n n Approving or rejecting loan applications based on creditworthiness and adherence to company policies. n n n Credit Limit Determination: n n Setting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile. n n n Credit Monitoring: n n Continuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks. n n n Relationship Management: n n Building and maintaining relationships with internal stakeholders, such as sales and relationship management teams, as well as external stakeholders, such as borrowers and industry professionals. n n n Reporting: n n Preparing reports on loan performance, risk exposure, and other relevant metrics for management and other stakeholders. n n ✅ Eligibility Criteria : n Experience: 2-6 Years relevant experience in BL Credit underwriting n CA qualified folks from Banks/NBFC with BL or any asset domain background n Decent understanding of assessing audited financials, banking analysis and bureau reports knowhow n Expertise in MS office and Loan application systems preferred. n Should be competent in Sensing loan purpose, customer interaction, deliver in defined risk framework and uptime task completion etc. n n Join Kotak Mahindra Bank and become part of a high-performance team driving growth in the secured lending business n n Apply Now on this excellent opportunity !

📌 Credit Manager (Bhopal)
🏢 Kotak Mahindra Bank
📍 Bhopal