Job Description Exciting Career Opportunity at Kotak Mahindra Bank for a Credit Manager role in Small Business Enterprise(SBE) Credit team based at Kolkata. n Inviting all CA experienced folks for an excellent opportunity to build your career with one of India's leading private sector banks n *Position Details: n n Position: Credit Manager – SBE n Location: Kolkata n Grade: Sr Manager and AVP (M3/M4/M5) n CTC: As per industry standards n n *Job description : n We are looking for a Credit Manager in Kolkata who would be responsible for Processing of loan applications under surrogate & financials. n Selected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies. n He/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution. n *Role & responsibilities : n n Credit Assessment: n n Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness. n n Risk Analysis: n n Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms. n n Loan Approval:



n n Approving or rejecting loan applications based on creditworthiness and adherence to company policies. n n Credit Limit Determination: n n Setting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile. n n Credit Monitoring: n n Continuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks. n n Relationship Management: n n Building and maintaining relationships with internal stakeholders, such as sales and relationship management teams, as well as external stakeholders, such as borrowers and industry professionals. n n Reporting: n n Preparing reports on loan performance, risk exposure, and other relevant metrics for management and other stakeholders. n Eligibility Criteria : n Experience: 2-6 Years relevant experience in Credit underwriting n CA qualified folks from Banks/NBFC with LAP, Working Capital or any asset domain background n Decent understanding of assessing audited financials, banking analysis and bureau reports knowhow n Expertise in MS office and Loan application systems preferred. n Should be competent in Sensing loan purpose, customer interaction, deliver in defined risk framework and uptime task completion etc. n Join Kotak Mahindra Bank and become part of a high-performance team driving growth in the secured lending business n Apply Now on this excellent prospect !

📌 Credit Manager (Kolkata)
🏢 Kotak Mahindra Bank
📍 Kolkata