Qualification - Bachelor’s degree in finance or accounting or related field. Master’s degree or relevant certifications like FRM, CFA, or Credit Risk Management certification preferred.
Experience - Minimum of 2-3 years of experience in credit risk management, with a strong background in financial risk management.
Responsibilities:
- Portfolio analysis and risk monitoring for identifying credit risk.
- Review financial statements, business models, and market conditions to make informed credit decisions
- Secured and unsecured products risk analysis.
- Reviewing and updating of Risk policies /SOP.
- Preparation of risk analysis reports / dashboard pertaining to credit portfolio.
- Regular discussion with Business Units to understand business-level risks.
- Coordinate for Risk Control Self-Assessment (RCSA) exercise across departments.
- Monitor Key Risk Indicators (KRIs) and escalate emerging risks to senior management.
- Conduct enterprise-wide risk assessments covering all major risk categories evaluate control effectiveness.
- Ensure the risk practices comply with relevant regulations and guidelines set forth by regulators.
KEY SKILLS:
- Solid analytical and quantitative skills with attention to detail.
- Expertise in financial statement analysis and credit risk assessment.
- Thorough understanding of risk management process
- Proficiency in preparing management-level reports and dashboards
- Strong communication skills with the ability to collaborate across departments.
- Ability to work effectively both independently and as part of a team
- Proactive and solution-driven approach to problem-solving.
📌 Assistant Manager Credit Risk (Mumbai)
🏢 Gionik Human Capital Solutions
📍 Mumbai
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