Business Analyst Officer
ROLES & RESPONSIBILITES
- Lead end-to-end business analysis activities for banking and payments transformation programs
- Engage with business stakeholders, operations, and technology teams to gather and refine requirements
- Create Business Requirement Documents (BRD) ,Functional Requirement Specifications (FRD) ,User stories, process flows, and data mapping documents
- Conduct detailed gap analysis between existing systems and target architecture
- Translate business needs into functional solutions aligned to core banking and payment platforms
- Drive solution design discussions and validate feasibility with technology teams
- Participate in client workshops, requirement walkthroughs, and solution reviews
- Collaborate with vendors and third-party providers during implementation
- Ensure alignment with regulatory, compliance, and ISO standards
- Mentor junior analysts and contribute to BA best practices
- Support:
a) System Integration Testing (SIT)
b) User Acceptance Testing (UAT)
c) Defect triage and resolution
SKILLSETS




10-15 years relevant work experience
Strong Knowledge :
Banking Domain : Core-Banking processing lifecycle , Customer-Account onboarding and management ,deposits, liability-assets
Payment Domain : Payment processing Lifecycle , ISO 20022 schemes for Domestic and cross-border payment flows (CBPR+ FED, CHIPS, CHAPS, SEPA, CHATS , RITS etc.)
System integrations and interfaces with Data design skills.
Work Experience :
Products ->
Temenos Transact (T24) - preferred / Oracle FLEXCUBE / Infosys Finacle
ACI RTPS (Real-Time Payment System) /TFG Pelican / PayHUB
SQL , Flowcharts , SDD-HDD
Agile / Scrum methodologies
Should have/be :
Excellent stakeholder management and communication skills
Robust analytical and problem-solving capability
Ability to work in cross-functional, global teams
Experience in client-facing roles and workshops
Leadership skills with ability to mentor team members
Keywords (If any)
Business Analyst, Core Ba

📌 Business Analyst (Bengaluru)
🏢 State Street
📍 Bengaluru