Job Purpose:
Credit Analyst - Maker plays a crucial role in ensuring the smooth and efficient login of Small and Medium-sized Enterprises (SMEs) onto our SFW platform. This involves processing SME login requests, meticulously conducting assessments and hygiene checks, and adherence to established product and policy guidelines. The role requires a high level of accuracy, attention to detail, and a solid understanding of credit risk assessment principles.
Key Accountabilities:
- Credit Assessment: Conduct thorough credit assessments of SMEs based on provided information and internal guidelines, identifying potential risks.
- Continuous Improvement: Contribute to the continuous improvement of processes and procedures by identifying opportunities for efficiency gains and risk mitigation.
Job Duties & responsibilities
- SME login: Process and verify SME login requests, ensuring all necessary documentation is complete and accurate. This includes data entry, verification of identity and business registration details.
- Credit Assessment:
Conduct thorough credit assessments of SMEs based on provided information and internal guidelines, identifying potential risks.
- Continuous Improvement: Contribute to the continuous improvement of processes and procedures by identifying opportunities for efficiency gains and risk mitigation.
- Other duties as assigned.
Requirements:
- 3 to 7 years’ experience in SME lending
- Experience of KYC / AML and compliance checks- Experience working with banking or financial services institutions preferred
- Strong understanding of credit risk assessment principles and SME financial analysis
- Experience with SME lending platforms systems and credit processing workflow
- Knowledege of KYC/AML compliance and banking regulations and internal credit policies.
- Proficiency in Microsoft Excel ( data tracking, MIS, analysis) and Microsoft office tools.
Education / Preferred Qualifications
- Master’s degree in finance, Accounting, or a related fiel
📌 Analyst, Credit Analyst (Pune)
🏢 DBS Bank
📍 Pune