Key Responsibilities:

Evaluate digital loan applications within definedturnaround time (TAT) using scorecards and policy rules.

Perform digital KYC, bureau checks, income surrogates,and fraud screening; escalate suspicious cases.

Prepare concise credit notes/CAMs for non-STP orexception cases; recommend decisions as per DOA.

Ensure accurate documentation and track post disbursement document (PDD)closure where applicable.

Coordinate with sales/operations for clarifications,rework, and smooth disbursement.

Monitor early vintage performance/FPD for approvedcases and provide feedback to improve filters.

Adhere to underwriting policy, regulatoryrequirements, and internal audit standards, clear QA observations & PDs ofspecific cases.

Skills Required:

Robust analytical and decision-making skills.

Knowledge of retail lending credit policies andscorecards.

Proficiency in digital KYC, fraud control, and MIStools.

Attention to detail and compliance orientation.

Educational Qualifications and Experience:

Graduate / Post-Graduate in Finance, Commerce, orrelated field.

13 years in credit appraisal/underwriting; experiencein digital/fintech lending preferred.

📌 Branch Credit Manager (Hanamkonda)
🏢 IIFL home finance
📍 Hanamkonda