Job Summary

Wells Fargo is seeking a Commercial Banking Portfolio manager.

Responsibilities

- Research complex credit investigations and diverse credit information for loans
- Identify prospect for process improvements within scope of responsibilities or functional area
- Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
- Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
- Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers

Required Qualifications
- 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications
- MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics.
- Good knowledge on financial statements for various industries (preferably Real Estate) with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).
- Working knowledge of Discounted Cash Flow,



Comparable Company, and Precedent Transaction analysis. Working experience with Moodys Risk Analytics would be a plus.
- Should be aware of key factors which helps in assessing credit worthiness of borrower.
- Excellent communication skills, with special focus on business writing skills for credit reports.
- Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.
- Intermediary to advanced excel skills would be a plus

Desired AI Skills and Competencies
- As part of Wells Fargos commitment to innovation and responsible AI adoption, all roles require foundational AI literacy. This includes:
- Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining human oversight.
- Critical Thinking: Ability to interpret AI outputs, validate insights, and make informed business decisions.
- Responsible AI Use: Awareness of ethical considerations, data privacy, and compliance when using AI solutions.
- Adaptability and Continuous Learning: Commitment to upskilling and staying current with emerging technologies.

📌 Commercial Banking Portfolio Manager (Bengaluru)
🏢 Wells Fargo
📍 Bengaluru