- Conduct thorough credit analysis and appraisal of commercial loan applications to determine creditworthiness.
- Evaluate financial statements, industry trends, and other relevant data to assess risk exposure.
- Collaborate with internal stakeholders to develop comprehensive underwriting guidelines and policies.
- Monitor portfolio performance, identify potential risks, and implement corrective actions as needed.
Job Requirements :
- 2-8 years of experience in commercial underwriting or related field (e.g., banking).
- Solid understanding of credit underwriting principles, regulations, and best practices.
- Proficiency in analyzing complex financial data using specialized software tools (e.g., Excel) or systems (e.g., Loan Origination Systems).
- Excellent analytical skills with ability to interpret complex financial data effectively.