< p> Job_Description":"< span> < p> < b> < b> < span> < span> About the role < br> < div> < span> < span> < span> The Senior Mobile Engineer joins us to own the Customer App technically: architecture, performance, offline capability, and the Flutter engineering standards that will serve SarvaGram as the app grows from its current state to a full-feature platform. < br> < p> < span> < span> < span> Flutter is technology. Rural India is the user base. The intersection of those two facts means this role requires both technical depth (performance engineering, offline-first architecture, low-end device optimisation) and the empathy to build software for users who may be accessing the internet for the first time on a low-end smartphone in a village with intermittent connectivity. < br> < p> < b> < b> < span> < span> Key Responsibilities < br> < p> < b> < b> < span> < span> Customer App - Technical Ownership < br> < p> < span> < span> < span> - Own the Customer App architecture - Flutter project structure, state management approach, navigation patterns, API integration layer, and the architectural decisions that will govern the app for the next three years < br> < p> < span> < span> < span> - Conduct a full technical audit in the first 30 days - document the current state, identify performance bottlenecks, security gaps, offline capability limitations, and technical debt that needs remediation < br> < p> < span> < span> < span> - Own the app performance budget - define acceptable load times, memory consumption, battery usage, and APK size targets for a rural user on a low-end Android device, and build to those constraints < br> < p> < span> < span> < span> - Implement offline-first architecture - local data caching, sync strategies, conflict resolution, and the graceful degradation patterns that keep the app functional during connectivity drops < br> < p> < span> < span> < span> - Own the app release process - Play Store release management, versioning strategy, staged rollouts, and the A/B testing infrastructure for feature experiments < br> < p> < b> < b> < span> < span> WhatsApp Integration & Lending Flows < br> < p> < span> < span> < span> - Own the mobile-side WhatsApp integration architecture - how the Customer App and WhatsApp channel share state, handoff flows, and deep link handling for the agentic lending workflows being designed < br> < p> < span> < span> < span> - Implement the loan application journey in Flutter - the full origination flow from lead capture through KYC, document upload, and application submission; designed for rural users with variable literacy and connectivity < br> < p> < span> < span> < span> - Build the repayment and EMI management UIs - payment flow, BBPS integration, eNACH mandate management, and the notifications that drive on-time repayment behaviour < br> < p> < span> < span> < span> - Implement the field officer mobile tools - the screens that field officers use for customer onboarding, visit documentation, and collections activity capture in the field < br> < p> < b> < b> < span> < span> Rural UX & Performance Engineering < br> < p> < span> < span> < span> - Build for low-end Android devices that SarvaGrams borrowers use require deliberate performance engineering; this is not a nice-to-have, it is the primary performance constraint < br> < p> < span> < span> < span> - Design for low-literacy users - icon-first navigation, voice input support, regional language readiness (Marathi, Hindi), and the interaction patterns that work for first-time smartphone users < br> < p> < span> < span> < span> - Implement progressive loading and skeleton UIs - perceived performance patterns that make the app feel fast even on 2G connections by loading critical content first < br> < p> < span> < span> < span> - Own crash reporting and real-user monitoring - Firebase Crashlytics, performance monitoring,



and the analytics that tell you how real users in rural Maharashtra and Karnataka are experiencing the app < br> < p> < b> < b> < span> < span> AI-Native Mobile Development & Standards < br> < p> < span> < span> < span> - Use Cursor / Claude as primary development tools - AI-assisted Flutter development is the engineering standard; widget generation, state management boilerplate, and test writing are AI-augmented < br> < p> < span> < span> < span> - Design the AI feature integration on mobile - how the WhatsApp AI agent, agentic underwriting flows, and AI-generated personalisation surface in the Customer App UI < br> < p> < span> < span> < span> - Define Flutter engineering standards for Nexus - code organisation, widget composition patterns, state management approach, testing strategy, and the review criteria that govern all Flutter code < br> < p> < span> < span> < span> - Mentor the Mobile Engineers - structured development toward ownership of feature domains and eventual independence on production deployments < br> < br> < span> Requirements < p> < b> < b> < span> < span> Professional Experience < br> < p> < span> < span> < span> - 6 to 8 years in mobile engineering with 3+ years in Flutter - has shipped production Flutter apps with real users and managed the full lifecycle from architecture to Play Store release < br> < p> < span> < span> < span> - Has engineered for constrained devices and connectivity - has worked on an app where device capability and network quality were genuine engineering constraints, not edge cases < br> < p> < span> < span> < span> - Has owned mobile architecture decisions in a production app - not just implementing features but making the architectural choices (state management, offline strategy, navigation) that the team lives with < br> < p> < span> < span> < span> - Active AI tool user - uses Cursor and Claude for Flutter development today; AI-augmented development is standard practice < br> < p> < span> < span> < span> - Fintech mobile experience is a meaningful plus - payment SDK integration, KYC flows, and bureau API mobile surfaces are common territory < br> < p> < b> < b> < span> < span> Mindset & Soft Skills < br> < p> < span> < span> < span> - Rural empathy: Rural user empathy: the apps users are not developers or urban smartphone power users - designs for the actual user, not the imagined user < br> < p> < span> < span> < span> - Performance obsession: Performance obsession: a feature that works beautifully on a Pixel 8 but is unusable on a Redmi A2 has not shipped for SarvaGram - performance on low-end devices is the acceptance test < br> < p> < span> < span> < span> - Technical ownership: Technical ownership: I inherited this codebase is not an excuse - audits, fixes, and refactors are the Senior MEs responsibility from week one < br> < p> < span> < span> < span> - AI-native: AI-native developer: reaches for Claude before writing Flutter boilerplate or writing documentation - AI-augmented mobile engineering is standard, not occasional < br> < p> < b> < b> < span> < span> Technical Skills < br> < div> < b> < b> < span> < span> Flutter / Mobile - Core < br> < div> < span> < span> Flutter (3.x) & Dart < br> < div> < span> < span> State management (Riverpod / BLoC / Provider) & Flutter performance profiling < br> < div> < span> < span> Offline-first architecture & REST API integration < br> < div> < span> < span> Firebase (Crashlytics / Analytics / FCM) < br> < div> < br> < div> < b> < b> < span> < span> Rural & Low-Bandwidth UX < br> < div> < span> < span> Low-end device optimisation & APK size management < br> < div> < span> < span> 2G/3G performance patterns & Offline / local persistence (Hive / Isar / SQLite)



< br> < p> < span> < span> Progressive loading / skeleton UI & Regional language / i18n < br> < div> < b> < b> < span> < span> AI Native - Core Expectation < br> < div> < span> < span> Cursor for Flutter development & Claude for widget generation and documentation < br> < div> < span> < span> AI-assisted state management & AI feature integration on mobile < br> < p> < span> < span> Prompt engineering for Flutter code < br> < div> < b> < b> < span> < span> Added advantage < br> < div> < span> < span> WhatsApp Business API mobile integration & Payment SDK integration (BBPS / eNACH) < br> < div> < span> < span> Play Store release management & A/B testing on mobile < br> < div> < span> < span> React Native (for context) & Kotlin / Java Android < br> < div> < br> < br> < span> Benefits < div> < span> < span> < span> < span> SarvaGram is on a mission to revolutionize financial services for millions in rural India. Were building the nations first data-driven platform that combines cutting-edge technology with a human touch to unlock financial possibilities for underserved households. < span> < span> < br> < div> < span> < span> < span> < span> This is your chance to be at the forefront of innovation. Join us and: < span> < span> < br> < div> < span> < span> < span> < span> - Shape the future of FinTech: Were not just building a product, were creating a current category. Be a part of defining the future of financial inclusion for rural India. < span> < span> < br> < div> < span> < span> < span> < span> - Embrace a high-growth, high-impact environment: This is a non-linear growth opportunity. Build a platform used by millions and witness the network effect drive massive scale. < span> < span> < br> < div> < span> < span> < span> < span> - Tackle real-world challenges: Apply your skills to solve critical problems and directly empower rural communities. < /span> < /span> < /span> < /span> < /div> < /span> < /span> < /span> < /span> < /span> < /span> < /div> < /span> < /span> < /span> < /span> < /span> < /span> < /div> < /span> < /span> < /span> < /span> < /span> < /span> < /div> < /span> < /span> < /span> < /span> < /span> < /span> < /div> < /span> < /div> < /span> < /span> < /div> < /span> < /span> < /div> < /span> < /span> < /div> < /span> < /span> < /b> < /b> < /div> < /span> < /span> < /p> < /span> < /span> < /div> < /span> < /span> < /div> < /span> < /span> < /b> < /b> < /div> < /span> < /span> < /p> < /span> < /span> < /div> < /span> < /span> < /div> < /span> < /span> < /b> < /b> < /div> < /div> < /span> < /span> < /div> < /span> < /span> < /div> < /span> < /span> < /div> < /span> < /span> < /div> < /span> < /span> < /b> < /b> < /div> < /span> < /span> < /b> < /b> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /b> < /b> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /b> < /b> < /p> < /span> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /b> < /b> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /b> < /b> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /b> < /b> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /b> < /b> < /p> < /span> < /span> < /b> < /b> < /p> < /span> < /span> < /span> < /p> < /span> < /span> < /span> < /div> < /span> < /span> < /b> < /b> < /p> < /span> < /p>

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📌 Senior Mobile Engineer - Flutter (Pune)
🏢 Sarvagram Fincare
📍 Pune