- Prepare detailed Credit Appraisal Memorandums (CAMs) for companies based on their financial and business information.
- Analyse company Balance Sheets, Profit & Loss Statements, and Cash Flow Statements.
- Evaluate the company's financial performance, profitability, liquidity, leverage, and debt-servicing capacity.
- Calculate and analyse key financial ratios including DSCR, Debt-Equity Ratio, Current Ratio, Interest Coverage Ratio, EBITDA margins, and profitability ratios.
- Analyse existing debt, repayment obligations, working capital requirements, and overall financial position.
- Review company and promoter-related information relevant to the credit assessment.
- Assess the company's business model, industry, financial performance, and creditworthiness.
- Identify key credit risks,



financial concerns, and red flags while preparing the CAM.
- Prepare financial projections and conduct relevant financial analysis as required.
- Ensure all information presented in the CAM is accurate, properly supported, and clearly documented.
- Structure CAMs in a qualified format suitable for review by senior management, lenders, banks, NBFCs, or financial institutions.
- Coordinate with the relevant team to obtain missing financial information or clarification required for CAM preparation.
- Ensure CAMs are completed accurately and within defined timelines.

📌 Credit Analyst (Delhi)
🏢 Correm Advisory India Private
📍 Delhi