Job Description
? Exciting Career Opportunity at Kotak Mahindra Bank for a Credit Manager role in SBE/BL (Secured & Unsecured) Credit team based at Delhi, Meerut and Dehradun.
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nInviting all CA experienced folks for an excellent chance to build your career with one of India’s leading private sector banks
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n*Position Details:
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- Position: Credit Manager – Business Loan/ SBEn
- Location: Delhi, Meerut and Dehradunn
- Grade: Manager, Sr Manager and AVP (M3/M4/M5)n
- CTC: As per industry standardsn

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n*Job description :
nWe are looking for a Credit Managers who would be responsible for Processing of loan applications under surrogate & financials.
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nSelected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies.
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nHe/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution.
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n*Role & responsibilities :
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- Credit Assessment:n

nReviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness.
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- Risk Analysis:n

nIdentifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms.
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- Loan Approval:n

nApproving or rejecting loan applications based on creditworthiness and adherence to company policies.
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- Credit Limit Determination:n

nSetting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile.
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- Credit Monitoring:n

nContinuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks.
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📌 Credit Manager (New Delhi)
🏢 Kotak Mahindra Bank
📍 New Delhi