Job Purpose
The prospective candidate shall handle work related to:
• Analysis of AML transaction monitoring alerts generated through monitoring systems.
• Review of closed AML alerts to identify quality issues, trends, and emerging ML/TF risks.
• Preparation of periodic MIS, dashboards, and management reports.
• Identification of unusual customer behavior, suspicious patterns, and monitoring gaps.
• Data extraction, validation, and analytical review of alert populations.
• Tracking closure quality and TAT adherence for AML investigations.
• Coordination with business, operations, fraud risk, and technology teams for alert-related information.Duties and Responsibilities
Conduct sample-based and thematic review of closed AML alerts to assess quality and consistency of investigations.
Perform analytical review of AML transaction monitoring alerts and identify unusual trends.
Prepare periodic MIS on alert volumes, productivity, closure trends, backlogs, and exceptions.
Assist in monitoring compliance with internal AML/CFT policies, RBI guidelines, and PMLA requirements.




Support preparation of regulatory submissions, audit requirements.
Analyze large datasets using Excel and other analytical tools to identify risk patterns.
Escalate significant deficiencies, suspicious trends, and process gaps to reporting manager.
Maintain documentation and audit trail of analytical reviews performed.
Support development of dashboards and key risk indicators relating to AML monitoring.Key Decisions / Dimensions
• Identification and escalation of unusual alert trends and potential monitoring gaps.
• Selection of samples for quality review of closed AML alerts.
• Highlighting exceptions requiring management attention.
• Recommending process improvements and analytical enhancements in transaction monitoring controls.Major Challenges
• Managing and analyzing large volumes of AML alerts and investigation data.
• Identifying meaningful risk indicators amidst high volumes of false-positive al

📌 Deputy Unit Manager (Pune)
🏢 Bajaj Finance
📍 Pune