About this role:
Wells Fargo is seeking a Secured Lending Underwriter.

In this role, you will:
- Participate in the partnership with the Underwriting team on all aspects of current business transaction process
- Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting
- Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables
- Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
- Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals

Required Qualifications:
- 2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Key Responsibilities
Credit Analysis & Underwriting Support




- Participate in underwriting and ongoing portfolio management of secured lending and commercial banking relationships.
- Perform moderately complex financial analysis, including spreading financial statements, projections, and pro‑forma financials.
- Evaluate borrower creditworthiness, repayment capacity, leverage, cash flow sustainability, and covenant compliance.
- Support credit rating assessments and recommend risk mitigation strategies in alignment with policy guidelines.
- Conduct borrower and industry analysis to identify internal and external risk factors.
- Monitor assigned portfolios and support covenant calculations, yield analysis, and trend analysis.
- Identify early warning signals and emerging risks and escalate concerns appropriately.
- Analyze and resolve moderately complex credit or portfolio issues under general supervision.
- Ensure timely and accurate completion of renewals, amendments, annual reviews, and ongoing mon

📌 Secured Lending Underwriter (Hyderabad)
🏢 WELLS FARGO BANK
📍 Hyderabad