- Live underwriters
- 4Cs
- Collateral Capacity
- Credit Income
- Mortgage loans
- loan data, reports, and inspections
Valuable Have Skills
- Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines
Roles and Responsibilities
- The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities
- Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
- Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company.
- Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
- Provides final approval underwriting of mortgage loans.
- Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
- Sign off conditions in a timely manner set by management.
- Work with staff and management to find solutions on escalated loans.
- May be requested to make recommendations for improving Internal Audits policies and practices.
- Manage loans by using all functions of Encompass.
- Effectively communicate underwriting decisions with processors and advisors
- Maintain a high level of customer service and communication with other departments.
- Other duties as assigned.
Details
- Location: Remote
- Mode of Work: Work From Home
- Mode of Interview: Virtual
- Shift Timing: Night Shift
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📌 Live Underwriting (Bengaluru)
🏢 Black And White Business Solutions
📍 Bengaluru
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