Job Purpose

To manage the collections process at a location level (usually a Metro or State Capital) or few Tier 23 cities, working with nonperforming defaulting borrowers to create optimum recovery solutions.

To liaise with inhouse and external collections teams and to oversee their activities, ensuring compliance with all internal policies and relevant regulations.
Dimensions

Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.

Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter
Job Context and Major Challenges

Organizational Context
- Part of the Aditya Birla Capital Limited, Aditya Birla Housing Fice Limited (ABHFL) is registered with the National Housing Bank as a housing fice company under the National Housing Bank Act, 1987. The company offers a complete range of housing fice solutions such as home loans, home improvement and home construction loans, balance transfer and topup loans,



loans against property and construction fice. The company acquired its license on and has aggressive growth plans.
- ABHFL has grown at a steady rate while reporting valuable asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of segments like Affordable and selfemployed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market. and is poised for rapid growth and plans to grow 5X (40, 000 Cr) in the next 5 years. This shall take ABHFL within the top 5 percentile of HFCs in the country.
- The ABHFL Sales organization works broadly with 3 customer segments retail (individual) customers, institutional customers (for retail and institutional loan consumers) and builders (for both retail tieups and construction fic

📌 Collections Manager (Hyderabad)
🏢 Aditya Birla Insulators
📍 Hyderabad