Role & responsibilities:
- Conduct technical evaluation of residential, commercial, and industrial properties offered as collateral for mortgage loans.
- Prepare and review technical valuation reports with respect to valuation amounts, property rates, collateral acceptability, and marketability.
- Visit properties for inspection and preparation of technical and valuation reports.
- Assess properties for compliance with local building bye-laws, approved sanction plans, construction quality, and identify any demolition or regulatory risks.
- Highlight deviations from approved plans and provide recommendations on the acceptability of properties as loan collateral.
- Coordinate with empaneled valuation agencies and vendors to resolve discrepancies in valuation reports and property assessments.
- Provide technical inputs and recommendations to credit teams and approving authorities regarding property-related risks and valuation concerns.




- Develop market intelligence through regular interactions with valuers, brokers, developers, and local market participants to understand fair market values and real estate trends.
- Ensure adherence to internal policies, processes, and regulatory guidelines related to technical evaluation and property assessment.
- Maintain accurate documentation and timely completion of technical appraisal activities within defined turnaround times.

Work Experience

2-6 years of relevant experience with a Bank/NBFC in mortgage loans

Primary Skill

Valuable Email Communication Skills and prior experience in similar profile and real estate market of the respective cluster

.

Technical Skills

MS Office tools like Word and Excel

Soft Skills

Conversant with English and Local Languages of respective clusters

📌 Technical Manager (Mumbai)
🏢 Hero FinCorp
📍 Mumbai