- Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)

Key Result Areas
Supporting Actions

Underwriting and Portfolio Quality Management
- Implement and oversee execution of zonal risk and credit operations in adherence with defined frameworks and principles across ABHFL business lines
- Liaise with relevant stakeholders (Sales, Operations, Technical) proactively for effective cross-functional coordination and decision making on specific proposals/ escalation/ exception cases
- Analyze and review existing risk management mechanisms in view of industry developments and the long-term business strategy to give inputs on possible refinements
- Communicate with and guide team members on specific cases/ exceptions, providing insights on technical aspects as well as state/ property/ stakeholder specific considerations for effective risk assessment
- Evaluate and approve proposals as per defined approval matrix,



and assist team members on specific approval cases as required

Process Efficiency
- Drive process efficiency through the team reinforcing the role of the Risk team as a business enabler without compromising on risk management and business sustainability
- Drive alignment with process-driven coordination mechanisms with Sales, Operations and Technical teams by enabling open communication within and across teams in the zone for alignment on business imperatives and corresponding risk management needs
- Serve as a point of escalation and issue resolution on complex business issues, liaising as required with stakeholders in Sales and Operations teams and escalating to Head – Risk as required
- Ensure collection of Post disbursal documents within assigned time frame.

Risk Compliance & Control
- Monitor compliance with established risk management principles and norms, as well as applicable regulatory requirements (raise potenti

📌 ABHFL - Zonal Credit Manager - Prime - Gurgaon (Haryana)
🏢 Aditya Birla Capital
📍 Haryana