Job Description
Position - Assistant Manager Credit
nIndustry - NBFC
nLocation - Mumbai - Bandra
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nEducation - Inter CA/ ICWA/ MBA/Post-Graduate in Commerce.
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nKRA -
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- Appraisal of proposals, which include detailed analysis of the financial statements of the clients.n
- Scrutiny of the sales ledger of the debtors offered for factoring and making conclusions there from.n
- Verifying the transaction structure between the client and the debtor and their suitability to the factoring arrangement.n
- Undertaking verification through third party sources, such as CIBIL, MCA, banks, etc.n
- Undertake strengthening of the proposals originated by the marketing department by suggesting improvement in the transaction structure / and stipulate terms and covenants.n
- Preparing the proposals/ amendments in a time bound manner (ensure TAT), which includes gathering of all relevant information from the client and debtor and identifying the issues and risks and addressing them. Presenting the proposal / amendments before the sanctioning authority for approval.n




- Preparing sanction letters immediately after each sanction and ensuring relevant changes are undertaken in the system.n
- Monitoring the compliance to the sanction terms by the client.n
- Ensuring timely updation of information in the loan management system in sanctions / amendments.n
- Attending to internal / external auditor/ CAG/ RBI queries and resolving them.n
- Other credit administration activities such as, timely renewals / review / client rating approval/ preparation of board MIS.n
- Monthly / quarterly filing of data with CIBIL, etc.n
- Providing credit information reports to other banks and financial institutions. Respond to branch / client queries.n
- Contribute to amendments in the Credit Manualn
- Contribute towards upgradation of existing loan management system and building upon of a loan origination system.n

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nCredit Administration Activities with respect to the trans

📌 Assistant Credit Manager (Mumbai)
🏢 Gionik Human Capital Solutions
📍 Mumbai