About the Role

Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.

We are looking for a Tech Lead — Credit & Blockchain Infrastructure to lead the architecture and execution of our core systems — spanning underwriting engines, credit lifecycle workflows, and blockchain-integrated capital markets infrastructure.

This is not a feature delivery role. This is a system ownership role.

You will be hands-on while leading a growing engineering team in a fast-moving, in-office workplace.

What You’ll Own

- Define and evolve the long-term technical vision for Qiro’s programmable credit infrastructure — architecting cohesive systems that unify underwriting engines, credit lifecycle workflows, and tokenized capital markets.
- Own the end-to-end architecture of scalable backend platforms (Python and/or TypeScript), establishing clear boundaries between risk logic, platform APIs, and smart contract integrations while ensuring scalability, auditability, and extensibility.
- Build and standardize configurable underwriting and credit lifecycle systems — from onboarding and drawdown orchestration to repayment waterfalls and early closures — ensuring deterministic, traceable financial state transitions at institutional scale.
- Set integration and infrastructure standards across API contracts, data models, validation layers, and event-driven architectures, enabling reliable synchronization between off-chain services and on-chain contracts.
- Architect secure and resilient blockchain integrations, including wallet interactions, capital flow coordination, and observable on-chain/off-chain state reconciliation.
- Lead high-impact, cross-product initiatives from RFC and system design through production launch — validating architectural decisions, aligning stakeholders, and delivering measurable improvements in reliability, performance, and developer velocity.




- Elevate reliability and operational excellence by defining SLOs, strengthening CI/CD and observability practices, reducing latency, and minimizing systemic risk in financial workflows.
- Build and scale the engineering organization — mentoring senior engineers, shaping hiring standards, driving architecture reviews, and fostering a culture of ownership, craftsmanship, and first-principles thinking.
- Partner closely with Product, Design, Security, and Operations to translate complex lending and capital market mechanics into simple, robust platform primitives.

Who You Are

- 6-8+ years of engineering experience, with 3+ years in technical leadership roles.
- Strong backend architecture experience in Python and/or TypeScript.
- Comfortable designing distributed systems and financial workflows.
- Experience building fintech, lending, underwriting, trading, or blockchain-integrated systems.
- Strong understanding of API design, state management, and data modeling.
- Able to navigate ambiguity and build 0→1 infrastructure.
- Hands-on builder who leads by writing production-grade code.

We Value

- Experience with underwriting engines or policy-driven decision systems.
- Exposure to smart contracts and blockchain integrations.
- Familiarity with PostgreSQL and event-driven architectures.
- Experience in early-stage or high-growth startups.
- Strong product thinking and ability to translate complex financial logic into scalable systems.

Why Join Qiro

- Lead the architecture of a programmable credit infrastructure platform.
- Join the founding technical leadership team.
- High autonomy and ownership — your decisions shape the company.
- In-office collaboration in Bangalore for speed and iteration.
- Competitive compensation and meaningful equity.

Our Culture

We operate with:

- First-principles thinking
- Technical craftsmanship
- High ownership
- Fast execution with long-term architectural discipline

Skills:- Python, TypeScript, Amazon Web Services (AWS), Artificial Intelligence (AI) and Team Management

📌 Tech Lead - Credit (Bengaluru)
🏢 Qiro Finance
📍 Bengaluru