Data Scientist Credit Risk Machine Learning FINTECH Pune India Immediate Joiners Preferred Mandatory Prior FINTECH experience in credit scoring digital lending and fraud management We are partnering with a leading FINTECH organisation to hire an experienced Data Scientist who will play a pivotal role in building and optimising datadriven lending solutions This opportunity is ideal for professionals with deep expertise in credit risk analytics money lending products and fraud detection who are passionate about using machine learning to drive business impact Key Responsibilities Develop enhance and maintain credit risk and credit scoring models using advanced statistical and machine learning techniques Collaborate with thirdparty partners and data providers on credit scoring initiatives model evaluation and portfolio performance analysis Build predictive models for Credit risk assessment Fraud detection and fraud management Lending portfolio optimisation Other highimpact business use cases Analyse large and complex datasets to identify trends opportunities and risks that improve lending decisions Monitor validate and continuously improve model performance and effectiveness Work closely with Data Engineering and Software Engineering teams to develop scalable productionready solutions Create dashboards and reports that translate data insights into actionable recommendations for business stakeholders Stay updated on emerging trends technologies and regulatory developments within Data Science and Credit Risk Mentor junior Data Scientists and contribute to capability building within the team Support the Head of Data in driving the organisations data strategy What Were Looking For Mandatory Requirements Masters degree in Computer Science Statistics Mathematics Economics or a related quantitative discipline 2 3 years of experience in Data Science Mandatory FINTECH experience involving Credit Scoring Digital Money Lending Products Fraud Detection and Fraud Management Proven experience developing and deploying credit risk models within a FINTECH workplace Strong understanding of credit risk frameworks regulations and industry best practices Strong programming skills in Python and SQL R is an added advantage Handson experience with model deployment model monitoring CI CD practices databases and scalable systems design Expertise in machine learning and statistical techniques including Logistic Regression Decision Trees Random Forests Gradient Boosting Machines Neural Networks Ability to translate business objectives into practical datadriven solutions Excellent communication and stakeholder management skills Proven ability to work effectively with third parties and crossfunctional teams Preferred Experience mentoring junior Data Scientists GitHub projects opensource contributions or published research Experience working in fastpaced productled environments Who You Are Practical hardworking and handson Resultsoriented with solid business acumen Analytical and proactive in solving problems Able to manage multiple priorities and thrive in dynamic environments Passionate about building scalable solutions that deliver measurable business outcomes Immediate Joiners Preferred If you have a strong FINTECH background with expertise in credit scoring lending and fraud management and are available to join immediately or within a short notice period wed love to hear from you Apply with your updated CV and GitHub profile if applicable Data Scientist Credit Risk Machine Learning FINTECH Pune India Immediate Joiners Preferred Mandatory Prior FINTECH experience in credit scoring digital lending and fraud management We are partnering with a leading FINTECH organisation to hire an experienced Data Scientist who will play a pivotal role in building and optimising datadriven lending solutions This opportunity is ideal for professionals with deep expertise in credit risk analytics money lending products and fraud detection who are passionate about using machine learning to drive business impact Key Responsibilities Develop enhance and maintain credit risk and credit scoring models using advanced statistical and machine learning techniques Collaborate with thirdparty partners and data providers on credit scoring initiatives model evaluation and portfolio performance analysis Build predictive models for Credit risk assessment Fraud detection and fraud management Lending portfolio optimisation Other highimpact business use cases Analyse large and complex datasets to identify trends opportunities and risks that improve lending decisions Monitor validate and continuously improve model performance and effectiveness Work closely with Data Engineering and Software Engineering teams to develop scalable productionready solutions Create dashboards and reports that translate data insights into actionable

📌 Data Scientist Credit Risk and Machine Learning FINTECH Pune Division
🏢 Humaura Talent
📍 Pune