Location: Vadodara – Work from Office

Shift: U.S. Night Shift, 5pm to 3am, Monday to Friday

Experience: Minimum 1 year of relevant U.S. SBA / Commercial Lending experience

About the Role

We are looking for an experienced SBA Commercial Loan Processor / Packaging Specialist with hands-on experience in U.S. SBA and commercial business lending . The ideal candidate should understand the complete loan processing and packaging cycle and be comfortable reviewing U.S. borrower and financial documents.

Key Responsibilities

- Process and package U.S. SBA and commercial business loan applications from application through approval/closing.
- Work on SBA 7(a), SBA 504, and conventional commercial loans .
- Collect, verify, and review borrower documentation.
- Review U.S. personal and business tax returns, P&L; statements, balance sheets, bank statements, debt schedules, and business plans .
- Identify missing, inconsistent, or incomplete information and coordinate for resolution.
- Prepare complete and accurate loan packages for underwriters and lenders .
- Support underwriting by organizing financial and borrower information.
- Coordinate with U.S. borrowers, brokers, lenders, and underwriters .
- Track pending documents, conditions, and follow-ups until the loan file is ready for approval/closing.




- Maintain accurate loan records in the relevant LOS/CRM systems .
- Ensure compliance with internal processes, documentation standards, and quality requirements.

Required Skills & Experience

- Minimum 1 year of hands-on U.S. SBA or commercial lending experience .
- Practical experience with SBA 7(a), SBA 504, and/or U.S. conventional commercial loans .
- Strong understanding of U.S. loan documentation and processing.
- Experience reviewing U.S. tax returns and financial statements .
- Understanding of DSCR and basic commercial lending calculations .
- Experience in loan packaging, processing, credit analysis, or underwriting support.
- Strong attention to detail and documentation accuracy.
- Positive written and verbal English communication skills.
- Comfortable working with U.S.-based clients, lenders, and underwriters.
- Willingness to work from the Vadodara office during U.S. business hours .

Candidates We Are Looking For Candidates should have actual hands-on exposure to U.S. SBA or commercial business lending .

Relevant backgrounds include:

- SBA Loan Processor
- SBA Loan Specialist
- SBA Loan Packaging Specialist
- Commercial Loan Processor
- Commercial Lending Specialist
- Credit Analyst – U.S. Commercial Lending
- SBA Underwriting Support
- U.S. Business Loan Processing

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📌 SBA Commercial Loan Processor / Packaging Specialist (Vadodara)
🏢 Siox Global
📍 Vadodara