E xciting Career Opportunity at Kotak Mahindra Bank for a Credit Manager role in Small Business Enterprise(SBE) Credit team based at Kolkata. /n /n Inviting all CA experienced folks for an excellent opportunity to build your career with one of India’s leading private sector bank s /n /n *Position Details: /n /n

- Position: Credit Manager – SBE

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- Location: Kolkata

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- Grade: Sr Manager and AVP (M3/M4/M5)

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- CTC: As per industry standards

/n /n /n * : /n We are looking for a Credit Manager in Kolkata who would be responsible for Processing of loan applications under surrogate & financials. /n /n Selected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies. /n /n He/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution. /n /n *Role &

responsibilities : /n /n /n

- Credit Assessment:

/n /n Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness. /n /n /n

- Risk Analysis:

/n /n Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms. /n /n /n

- Loan Approval:





/n /n Approving or rejecting loan applications based on creditworthiness and adherence to company policies. /n /n /n

- Credit Limit Determination:

/n /n Setting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile. /n /n /n

- Credit Monitoring:

/n /n Continuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks. /n /n /n

- Relationship Management:

/n /n Building and maintaining relationships with internal stakeholders, such as sales and relationship management teams, as well as external stakeholders, such as borrowers and industry professionals. /n /n /n

- Reporting:

/n /n Preparing reports on loan performance, risk exposure, and other relevant metrics for management and other stakeholders. /n /n ✅ Eligibility Criteria : /n Experience: 2-6 Years relevant experience in Credit underwriting /n CA qualified folks from Banks/NBFC with LAP, Working Capital or any asset domain background /n Decent understanding of assessing audited financials, banking analysis and bureau reports knowhow /n Expertise in MS office and Loan application systems preferred. /n Should be competent in Sensing loan purpose, customer interaction, deliver in defined risk framework and uptime task completion etc. /n /n Join Kotak Mahindra Bank and become part of a high-performance team driving growth in the secured lending business /n /n Apply Now on this excellent prospect !

📌 Credit Manager (Kolkata)
🏢 Kotak Mahindra Bank
📍 Kolkata