Role/ Job Title : Area Credit Manager - Affordable Mortgage Loans
Business : Retail Underwriting - Affordable Mortgage Loans
Function/ Department: Credit - underwriting
Job Purpose
'This role entails management and maintenance of the quality of the credit portfolio pertaining to affordable mortgage loans from origination to collections while ensuring alignment with Bank's credit risk appetite and the overall credit strategy.
Roles & Responsibilities:
'1. Groom and mentor multiple Cluster teams
- Maintaining Good portfolio quality
- Collaboration with other stake holders in achieving business book growth
- Maintain Highest Standard of customer experience, Governance and compliance
- Adapt and promote Digital solutions. Find out ways to automate routine activities.
Secondary Responsibilities '1.
Vendor
Management
- Collaborate with different stakeholders.
Managerial & Leadership Responsibilities: '1. Mentor other credit managers and guide towards overall organisation goal and objectives.
Qualifications
Post Graduate Degree - Graduate / Post Graduate / Qualified qualification
Years of Experience
7+ Years relevant experience
📌 Area Credit Manager - Affordable Mortgage Loans (Odisha)
🏢 IDFC FIRST Bank
📍 Odisha
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