Job Description — KYC / AML Executive

Department: Compliance / Operations Location: Andheri East, Mumbai Band: Executive / Senior Executive

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Role Objective

To perform customer due diligence, KYC verification, and AML monitoring in compliance with regulatory and internal policies, ensuring accurate onboarding, risk assessment, and ongoing account monitoring while maintaining audit-ready records.

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Key Responsibilities

KYC Verification & Customer Due Diligence

· Perform KYC checks for new and existing customers as per regulatory guidelines.

· Verify customer identity documents (individual and non-individual) including address, identity, and beneficial ownership details.

· Ensure completeness and accuracy of customer onboarding documentation.

Enhanced Due Diligence (EDD)

· Conduct EDD for high-risk customers, PEPs, and flagged profiles.

· Review customer risk ratings and apply appropriate due diligence measures.

· Escalate high-risk cases in line with internal AML policies.

AML Transaction Monitoring

· Monitor customer transactions for suspicious or unusual activity.

· Investigate and analyze alerts generated from AML monitoring systems.

· Prepare and document findings for internal review and escalation.

Regulatory Reporting & Compliance

· Assist in preparation and filing of Suspicious Transaction Reports (STRs) and other regulatory reports.

· Ensure compliance with RBI, FIU-IND, and internal AML/KYC guidelines.

· Support internal, statutory, and regulatory audits.

MIS & Documentation

· Maintain KYC and AML MIS, dashboards, and customer risk reports.

· Ensure all KYC records are properly indexed, stored,



and audit-ready.

· Track periodic KYC reviews and remediation activities.

Operational & Stakeholder Support

· Coordinate with onboarding, business, and operations teams for KYC clarifications.

· Support remediation exercises, periodic KYC refresh, and regulatory inspections.

· Keep abreast of updates in AML / KYC regulations and internal policies.

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Key Result Areas (KRAs) & KPIs

1. KYC Accuracy & Quality

· Zero or minimal KYC documentation errors.

· High-quality customer verification and validation outcomes.

2. AML Monitoring Effectiveness

· Timely investigation and resolution of AML alerts.

· Proper identification and escalation of suspicious activities.

3. Regulatory Compliance

· No major audit or regulatory observations.

· Adherence to turnaround times for regulatory reporting.

4. MIS & Documentation

· Accurate and timely MIS reporting.

· Complete, well-documented, and audit-ready KYC records.

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Desired Candidate Profile

Education

· Graduate or Post-Graduate in Commerce, Finance, Business, or related fields.

Experience

· 1–4 years of experience in KYC, AML, compliance operations within a Bank, NBFC, FinTech, or Financial Services organization.

Technical Skills

· Solid understanding of KYC, CDD, EDD, and AML frameworks.

· Knowledge of RBI and FIU-IND regulations.

· Proficiency in MS Excel and MIS reporting.

Soft Skills

· Strong analytical and investigative skills.

· High attention to detail and risk awareness.

· Ability to handle sensitive information with confidentiality.

Pay: ₹20,000.00 - ₹30,000.00 per month

Work Location: In person

📌 KYC / AML Executive (Andheri)
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📍 Andheri