Prepare detailed Credit Appraisal Memorandums (CAMs) for companies based on their financial and business information.
Analyse company Balance Sheets, Profit & Loss Statements, and Cash Flow Statements.
Evaluate the company's financial performance, profitability, liquidity, leverage, and debt-servicing capacity.
Calculate and analyse key financial ratios including DSCR, Debt-Equity Ratio, Current Ratio, Interest Coverage Ratio, EBITDA margins, and profitability ratios.
Analyse existing debt, repayment obligations, working capital requirements, and overall financial position.
Review company and promoter-related information relevant to the credit assessment.
Assess the company's business model, industry, financial performance, and creditworthiness.
Identify key credit risks,



financial concerns, and red flags while preparing the CAM.
Prepare financial projections and conduct relevant financial analysis as required.
Ensure all information presented in the CAM is accurate, properly supported, and clearly documented.
Structure CAMs in a qualified format suitable for review by senior management, lenders, banks, NBFCs, or financial institutions.
Coordinate with the relevant team to obtain missing financial information or clarification required for CAM preparation.
Ensure CAMs are completed accurately and within defined timelines.

📌 Credit Analyst Delhi
🏢 Correm Advisory India Private
📍 Delhi