AIA-PostgreSQL

Job Summary

This hybrid Principal Architect role focuses on shaping enterprise wide data architecture and governance strategies for retail banking and cards and payments domains. The role requires sixteen to twenty years of experience in data governance and compliance strategic leadership and data architecture to design scalable secure data ecosystems that align with regulatory expectations and business growth. The Principal Architect will collaborate across technology and business teams during day shift

Responsibilities

Lead the definition of an enterprise data architecture blueprint that aligns retail banking and cards and payments capabilities with regulatory obligations and long term business growth objectives ensuring data assets are structured for resilience and reuse across the organization.




Drive the design of end to end data flows from source systems through integration storage analytics and consumption layers ensuring that data lineage quality and governance controls are embedded at each stage to support transparent financial reporting and decision making.
Oversee the implementation of data governance frameworks that define ownership stewardship and accountability for critical banking and payments data domains establishing explicit policies and processes to prevent misuse and ensure ethical data practices.
Provide strategic direction for metadata management and cataloging practices that enable teams to discover understand and trust data sets used in retail banking products and card transaction analysis improving efficiency and reducing duplicate work.
Guide the selection and integration of data platforms and tools that support scalable analytics real time processing and regulatory reporting for card transactions and customer accounts ensuring architectural decisions balance performance cost and compliance needs.
Collaborate with risk compliance and legal teams to translate evolving data regulations and payment industry standards into action

📌 Principal Architect (Chennai)
🏢 Cognizant
📍 Chennai