29 Aug
|
Kotak Mahindra Bank
|
India
29 Aug
Kotak Mahindra Bank
India
Exciting Career Chance at Kotak Mahindra Bank for a Credit Manager role in SBE/BL (Secured & Unsecured) Credit team based at Delhi, Meerut and Dehradun. Inviting all CA experienced folks for an excellent opportunity to build your career with one of India’s leading private sector bank s *Position Details: Position: Credit Manager – Business Loan/ SBE Location: Delhi, Meerut and Dehradun Grade: Manager, Sr Manager and AVP (M3/M4/M5) CTC: As per industry standards *Job description : We are looking for a Credit Managers who would be responsible for Processing of loan applications under surrogate & financials. Selected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies. He/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution. *Role & responsibilities : Credit Assessment: Reviewing loan applications, financial statements,
credit reports, and other relevant documents to assess a business's creditworthiness. Risk Analysis: Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms. Loan Approval: Approving or rejecting loan applications based on creditworthiness and adherence to company policies. Credit Limit Determination: Setting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile. Credit Monitoring: Continuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks. Relationship Management: Building and maintaining relationships with internal stakeholders, such as sales and relationship management teams, as well as external stakeholders, such as borr
📌 Credit Manager (India)
🏢 Kotak Mahindra Bank
📍 India