Chief Technology Officer – CTO

Company: Fintech Cloud Pvt. Ltd.
Industry: Fintech / Digital Lending / High-Interest Short-Term Loans
Location: Noida / Full-time

About the Company
Fintech Cloud Pvt. Ltd. is a growing fintech company operating in the digital lending business. We manage multiple lending platforms and landing pages for high-interest short-term loan products. Our business depends heavily on technology, automation, API integrations, data security, lead management, and scalable lending workflows.

We are looking for a strong CTO who can lead technology strategy, product development, integrations, infrastructure, security, and technical operations.

Key Responsibilities
1. Technology Leadership
The CTO will be responsible for defining and executing the complete technology roadmap of the company. The person should be able to manage in-house development, third-party vendors, infrastructure, security, and production systems.

2. Lending Platform Management
Manage and improve digital lending platforms, including:

· Lead capture landing pages
· CRM and loan management system




· Customer journey automation
· Eligibility checks and BRE logic
· Disbursal and repayment workflows
· Customer communication through WhatsApp, SMS, email, IVR, etc.

3. API Integrations
The candidate must have strong experience in managing multiple API integrations with service providers such as:

· PAN verification
· Aadhaar/eKYC
· CIBIL/CRIF/Equifax
· Account Aggregator
· Bank statement analysis
· Penny drop
· Payment gateways
· Disbursal APIs
· SMS/WhatsApp/email providers
· Dialer and calling systems
· DLT and communication platforms

4. System Architecture
Design scalable, secure, and reliable systems using up-to-date architecture such as:

· Microservices
· API gateway
· Centralized CRM
· Data lake / data warehouse
· Real-time reporting
· Queue-based processing
· High-availability infrastructure
· Disaster recovery and backup systems

5. Team Management
Build and manage the technology

📌 Chief Technology Officer (India)
🏢 Fintech Cloud
📍 India