Key Responsibilities
Retail Credit Risk Model Management and Validation:
o Lead the validation of complex underwriting, collection, and ECL models independently.
o Perform comprehensive model performance analysis and drive the investigation of model and
portfolio variances.
o Ensure that all model validation procedures meet the organization’s risk assessment standards.
Advanced Data Analysis and Reporting:
o Oversee the preparation and consolidation of key risk analysis reports and presentations for senior management committees.
o Automate and streamline reporting processes to generate actionable insights and drive value
across stakeholders.
o Ensure the accuracy and relevance of all reports and dashboards, contributing to improved
decision-making.
Strategic Risk Insights and Advisory:
o Lead the deep-dive investigations into unusual model behaviours and portfolio performance
discrepancies, advising the business on necessary actions.
o Use advanced analytics to ensure the effective execution of risk analysis and provide strategic
insights to the business.




Stakeholder Engagement and Technical Leadership:
o Act as a technical lead in collaborating with senior stakeholders to ensure model validation and risk management procedures align with business objectives.
o Provide expert guidance to junior team members, ensuring the team adheres to best practices in
model validation and risk analytics.
Leadership in Team Development and Culture Building:
o Champion the development of a purpose-driven, high-performance culture within the team.
o Lead the training and mentoring of junior associates, supporting their professional growth and
technical expertise.
o Contribute to strategic decision-making, ensuring alignment between credit risk models and
business growth.

Education Master’s Degree in Statistics, Economics, Mathematics, Engineering; MBA
Experience 6 to 9 Years of relevant experience

Skills & Competencies
• Solid expertise in coding with Python, SQL, and optionally S

📌 Risk Analyst (New Delhi)
🏢 Hero FinCorp
📍 New Delhi