Key Responsibilities

Strategy

Job Purpose

Work closely with the CI Analysts, Analyst Manager & Zonal Manager and drive the right outcomes for the Bank in line with Retail Clients startegy. Focus on maintaining TAT and portfolio quality.

Business

Work with the business to optimize returns while remaining within Risk Appetite.

Processes

Strengthen discipline in adherence to processes and standards and ensure country procedures aligned to Group standards. Fully engage in initiating and driving the programme of embedding a risk culture.

People & Talent

Strongly reinforce lessons learnt from control failures and sub-optimal risk decisions. Strengthen the RRO organisation, address capability gapsDrive and continuously Employee . engagement. Lead from the front on values and conduct.

Risk Management

Enhance the rigor of central portfolio oversight and improve the effectiveness of the reviews / meetings / forums to achieve precision in identifying key vulnerabilities and speed in mitigating emerging risks.

Governance

Ensuring unit is always following OR guidelines.



No surprise findings in GIA, Regulatory and Peer Reviews.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

CI Team, CO Team, Business Teams, Policy Team, Product Team, Collection Team, Branch Team, CCU Team, Legal & Compliance Team, Bank empanelled external vendors.

Other Responsibilities

Ensure smooth processing of BAU, Robust co-ordination between Analysts, CO, Business team and Analyst Manager. Quality port

📌 Credit Analyst (India)
🏢 Standard Chartered India
📍 India