Exciting Career Opportunity at Kotak Mahindra Bank for a Credit Manager role in SBE/BL (Secured & Unsecured) Credit team based at Delhi, Meerut and Dehradun.
Inviting all CA experienced folks for an excellent prospect to build your career with one of India’s leading private sector bank s

*Position: Credit Manager – Business Loan/ SBE
We are looking for a Credit Managers who would be responsible for Processing of loan applications under surrogate & financials.

Selected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies.

He/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution.

*Credit Assessment:

Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness.

~ Risk Analysis:





Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms.

~ Approving or rejecting loan applications based on creditworthiness and adherence to company policies.

~ Credit Limit Determination:

Setting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile.

~ Credit Monitoring:

Continuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks.

~ Building and maintaining relationships with internal stakeholders, such as sales and relationship management teams, as well as external stakeholders, such as borrowers and industry professionals.

~ Preparing reports on loan performance, risk exposure, and other relevant metrics for management and other stakeholders.

✅ Experience: 2-6 Years relevant exp

📌 Credit Control Manager (Delhi)
🏢 Kotak Mahindra Bank
📍 Delhi