Job Description: Credit Analyst

Division: Numbertree Capital (Investment Banking Division)
Company: Numbertree Group
Location: Mumbai (Andheri East)

About Numbertree Capital

Numbertree Capital is the investment banking and capital advisory division of Numbertree Group. We advise mid-market businesses on Debt Syndication, Project Finance, Working Capital, Equity Fund Raising, Mergers & Acquisitions and Strategic Advisory. Our focus sectors include Infrastructure, Engineering, Manufacturing, Renewable Energy, Healthcare, Logistics and Industrial businesses.

Role Summary

Key Responsibilities
- Analyse the financial health of companies through detailed evaluation of balance sheets, profit & loss statements, cash flow statements, and financial ratios.
- Conduct comprehensive credit appraisals and prepare detailed Credit Assessment Reports (CARs).
- Assess the creditworthiness of borrowers and identify potential financial and operational risks.
- Perform industry, market, and competitor analysis to support credit recommendations.
- Evaluate repayment capacity, debt servicing ability,



and overall business viability.
- Prepare financial models, projections, and sensitivity analysis for debt proposals.
- Assist in structuring loan proposals for Working Capital, Term Loans, Project Finance, and other debt facilities.
- Coordinate with banks, NBFCs, financial institutions, and internal teams for documentation and credit processing.
- Review sanction terms, loan covenants, and financial conditions.
- Ensure compliance with internal credit policies, lender guidelines, and regulatory requirements.
- Monitor existing client portfolios and identify early warning indicators of credit deterioration.
- Support senior management in preparing presentations, investment notes, and credit committee documentation.

KPIs
- Qualified client meetings
- Mandates signed
- Transaction value sourced
- Fees billed and collected
- Referral partnerships
- Repeat business
- Bachelor's degree in C

📌 Credit Analyst (Andheri)
🏢 NumberTree
📍 Andheri