Company Description Hero FinCorp Limited (HFCL), part of the Hero MotoCorp group, is a rapidly growing financial services company in India with a focus on being a next-generation, ultra-lean credit champion.

The organization operates two core business lines: corporate lending for SME and MME businesses, and retail financing for Hero MotoCorp two-wheelers. HFCL offers a wide range of corporate lending products such as bill discounting, secured and unsecured term loans, working capital loans, and structured financing, while its retail operations span over 2,000 touch points across the country. Guided by the motto “Finance Made Easy,” HFCL emphasizes simple, customizable products aligned with client needs and aims to expand its offerings and geographic presence.

The company is committed to developing flexible, agile service delivery models that provide best-in-class customer service and financial solutions to diverse customer segments.

Role Description This is a full-time, on-site Territory Manager role based in Kottayam.

The Territory

Manager is responsible for managing and growing business within the assigned territory, including driving sales of HFCL’s retail and corporate lending products, meeting volume and profitability targets, and ensuring strong portfolio quality. The role involves developing and maintaining relationships with channel partners, dealers, and customers; identifying new business opportunities; and overseeing end-to-end customer onboarding and documentation in line with company policies.

The Territory





Manager will regularly monitor market conditions, competitor activities, and customer feedback to refine strategies, improve service levels, and support the implementation of local marketing and promotional initiatives. The role also requires close coordination with internal teams such as credit, operations, and collections to ensure smooth processing, timely disbursals, and efficient resolution of customer issues.

Qualifications

- Strong sales and business development skills, including territory management, target achievement, and relationship building with dealers, partners, and customers.
- Knowledge of retail and corporate lending products, with the ability to explain financing options clearly and match solutions to customer and partner needs.
- Solid understanding of credit processes, documentation, risk assessment basics, and portfolio quality management in a financial services workplace.
- Effective communication, negotiation, and interpersonal skills, with the ability to collaborate with cross-functional teams and represent the company professionally.
- Proficiency in basic office and digital tools (e.g., MS Office, CRM or lending systems), along with robust organizational and time management capabilities.
- Bachelor’s degree in Business, Finance, Commerce, or a related field; MBA or PG diploma in management or finance is an advantage.
- Prior experience in NBFC, banking, or financial services sales, preferably in vehicle finance or SME lending; familiarity with the Kottayam market is a plus.

📌 Territory Manager (Kottayam)
🏢 Hero FinCorp
📍 Kottayam