The Credit Risk Group Manager leads independent assessments of classified or delinquency‑managed exposures within complex review entities and oversees end‑to‑end execution of ongoing monitoring and periodic reviews. The role is responsible for evaluating portfolio quality, emerging risks, and the adequacy of credit analysis, risk ratings, and classifications in alignment with internal credit policies, review methodology, and regulatory expectations. This position reviews and approves assessment documentation, directs and quality‑checks analytical work performed by review teams, and manages engagement with review entity management, including remediation evaluation and validation. The manager role proactively escalates significant risks and review findings, resolves complex stakeholder issues through sound judgment and targeted analysis, and provides leadership, guidance, and mentorship to ensure consistent, high‑quality review outcomes and robust risk oversight.
Responsibilities:




Lead assessments of classified or delinquency managed exposures within assigned complex review entities, ensuring consistency with industry leading practices and conform to all internal credit procedures/policies, and all related regulatory expectations.
Assess whether credit risks are appropriately identified, monitored, and managed, and evaluate alignment with regulatory expectations.
Oversee ongoing monitoring and periodic review activities, evaluating portfolio quality, emerging risks, and the adequacy of credit and exposure analysis, risk ratings, and classifications; assess the effectiveness of credit risk processes, practices, and staffing capacity to identify opportunities for improvement.
Prepare detailed and accurate assessment documentation, review reports, and supporting documentation, ensuring accuracy, completeness, and consistency with established credit risk review methodology.
Review relationship level testing and analytical work performed by assigned review team members or

📌 Credit Review Senior Officer I, SVP (Mumbai)
🏢 Citi
📍 Mumbai