Job Summary

Senior KYC Analyst to join the enterprise First Line of Defence (1LOD) AML/KYC function. The role reports to a KYC Operations Team Lead, within the Office of the Chief Operating Officer (COO). This position supports the timely end to end AML/KYC process across client onboarding, periodic reviews, and event driven reviews, ensuring compliance with Northern Trust policies and procedures.

The role provides extensive review of Customer Identification, Customer Due Diligence, and Enhanced Due Diligence for all clients of Northern Trust.

Role Overview The Senior KYC Analyst is responsible for supporting Lines of Business in the execution of AML/KYC requirements across onboarding, periodic, and event driven reviews. The role involves performing detailed reviews of client information and documentation, including complex and high risk cases, while supporting KYC Analysts with subject matter expertise and guidance to ensure consistent, high quality outcomes.

Key Responsibilities

- Create and maintain KYC records by obtaining information and supporting documentation from internal and external sources
- Work alongside Relationship Managers and client facing teams to obtain documentation required to meet KYC requirements directly from clients
- Review information and documentation received to ensure compliance with Northern Trust AML/KYC policies and procedures
- Validate information within the KYC system of record and ensure Customer Identification Program (CIP) and Customer Due Diligence (CDD) is fully complete and accurate
- Perform Enhanced Due Diligence (EDD) on high risk clients,



including Politically Exposed Person (PEP) analysis and completion of relevant EDD forms
- Analyse complex ownership structures to determine risk exposure and applicable jurisdictional KYC requirements
- Work with Second Line of Defence (2LOD) and the KYC Centre of Excellence (CoE) / Program Management teams regarding policy or procedural questions
- Ensure follow ups are performed in a timely manner to complete KYC within required deadlines and meet KRI / KPI targets
- Provide regular updates to stakeholders on progress and outstanding requirements
- Support KYC Analysts with complex KYC queries to minimise outreach to external teams
- Attend and participate in regular AML awareness training sessions to support the quality and consistency of deliverables

Qualifications / Experience
- A college or university degree and/or equivalent relevant qualified experience
- 2-4 years experience in an AML/KYC function
- Experience analysing complex ownership structures to determine risk exposure and jurisdiction-specific KYC requirements
- Ability to work effectively as a team player with strong time management skills
- Evidence of effective communication with stakeholders
- Strong attention to detail with an analytical mindset
- Proficiency in Microsoft Word and Excel

Eligibility - Internal Eligibility
- 12 months as an Analyst II

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Sr Analyst (Bengaluru)
🏢 Northern Trust
📍 Bengaluru