SME l Loan Closer l US Mortgage Ops – CL

At FinacPlus, we are more than a service provider — we are a Virtual Business Process Partner to leading global financial institutions, fintech companies, and data-driven enterprises. Our teams integrate seamlessly with client organizations, delivering high-impact finance, accounting, risk, operations, and technology capabilities from India.

FinacPlus is a Great Place to Work® Certified™ organization , recognized for our employee-first philosophy, collaborative culture, strong leadership values, and commitment to skilled growth.

We are currently hiring an experienced Loan Closer – US Mortgage Operations to support a leading U.S.-based real estate lending organization . This role offers strong exposure to U.S. mortgage loan closing, title coordination, settlement statement balancing, loan documentation, pre-funding review, and closing operations .

As a Loan Closer, you will be responsible for managing the loan closing process from Clear to Close through funding , coordinating with title companies, settlement agents, borrowers, brokers, and internal teams to ensure accurate, compliant, and timely loan closings.

ROLES & RESPONSIBILITIES

Loan Closing & Coordination

• Manage the end-to-end loan closing process from Clear to Close through funding.

• Coordinate with title companies, settlement agents, borrowers, brokers, lenders, and internal teams to ensure timely completion of closing activities.

- Track closing timelines, pending conditions, and outstanding requirements and proactively follow up to avoid delays.

• Ensure all closing conditions and pre-funding requirements are satisfied before authorization and release of funds.

Settlement Statement & Document Review

- Review and balance HUD-1 / ALTA Settlement Statements to ensure accuracy of loan proceeds, fees, payees, credits, charges, and other closing costs.
- Verify that settlement statements are aligned with approved loan terms and closing instructions.
- Identify, investigate, and resolve discrepancies in HUDs/ALTAs, title documents, closing disclosures, and loan documentation.
- Prepare, review, and validate loan closing documents and funding packages for completeness and accuracy.




- Coordinate with title companies and settlement agents to obtain corrected documents and resolve closing-related issues.

Title & Closing Operations

- Review title commitments, payoff statements, insurance documentation, wiring instructions, and other title/closing-related documents as applicable.
- Verify that required title and closing conditions are satisfied prior to funding.
- Ensure closing packages meet established quality, process, and compliance requirements.
- Escalate exceptions, documentation issues, and potential funding risks to the appropriate stakeholders.

Loan File Management & Post-Closing

- Maintain complete, accurate, and well-organized loan files and closing documentation in accordance with established procedures.
- Perform quality checks on closing packages before funding.
- Maintain accurate status updates and documentation of outstanding closing requirements.
- Support post-closing corrections, trailing documents, and other follow-up activities as required.
- Adhere to established SOPs, quality standards, data security requirements, and regulatory guidelines applicable to U.S. mortgage operations.

QUALIFICATIONS AND EXPERIENCE

- 3–6 years of relevant experience in U.S. mortgage loan closing, loan closing coordination, title operations, or real estate lending operations.
- Strong hands-on experience working with U.S. title companies and settlement agents.
- Proven experience reviewing and balancing HUD-1 and/or ALTA Settlement Statements.
- Solid understanding of the U.S. mortgage loan closing process and related documentation.
- Experience preparing, reviewing, and validating loan closing documents and funding packages.
- Experience working with title commitments, payoff statements, closing disclosures, settlement statements, and funding documentation.




- Strong written and verbal communication skills, particularly professional email communication and follow-up.
- Excellent attention to detail with the ability to identify discrepancies and inconsistencies in financial and legal documents.
- Ability to manage multiple loan files simultaneously while meeting strict closing deadlines.
- Strong organizational, analytical, and problem-solving skills.
- Proficiency in Microsoft Office, particularly Excel and Outlook.
- Bachelor's degree in Finance, Accounting, Business Administration, or a related discipline is preferred.

WHAT MAKES YOU A STRONG FIT

- Robust hands-on knowledge of U.S. mortgage loan closing and real estate lending operations.
- Proven ability to independently manage loan files from Clear to Close through funding.
- Strong experience coordinating with title companies, settlement agents, borrowers, brokers, and internal stakeholders.
- Excellent ability to review and balance HUD/ALTA settlement statements and identify discrepancies.
- High attention to detail with a strong focus on accuracy, compliance, and closing timelines.
- Strong written communication and professional email etiquette.
- Ability to prioritize and manage multiple loan files in a fast-paced, deadline-driven environment.
- Strong ownership, follow-up, and problem-solving skills.
- Ability to work independently while collaborating effectively with U.S.-based clients and global delivery teams.

WHY HIGH-PERFORMING TALENT CHOOSES FINACPLUS

- Direct exposure to U.S. mortgage and real estate lending operations.
- Opportunity to work closely with U.S.-based mortgage and lending stakeholders.
- Hands-on exposure to loan closing, title coordination, HUD/ALTA balancing, loan documentation, and funding operations.
- Opportunity to develop expertise across the U.S. mortgage lifecycle.
- Excellent Place to Work® Certified™ culture focused on growth and employee development.
- Strong opportunities for career growth, continuous learning, and cross-functional exposure.

LOCATION : India

WORK MODE : Work From Home

TIMINGS : 6 30 PM to 3 30 AM IST

EXPERIENCE : 3–6 Years

SALARY RANGE : As per Industry Standards

📌 SME l Loan Closer l US Mortgage Ops – CL (India)
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