29 Aug
|
Sseg Solution
|
Mumbai
29 Aug
Sseg Solution
Mumbai
Job Title: Senior Loan Processor & Underwriting Executive
Company: Shri Shanidev Enterprise
Role Overview
Responsible for end-to-end loan application processing, credit appraisal, financial analysis, and lead conversion across retail and commercial loan products (Home Loans, LAP, Working Capital, CC, Used Car Loans).
Key Responsibilities
- End-to-End File Management: Manage loan lifecycles from lead conversion and application drafting to file login, bank/NBFC query resolution, final sanction, and disbursement.
- Financial Analysis & Underwriting: Scrutinize CIBIL reports, ITRs, P&L; statements, Balance Sheets, Bank Statements, and GST returns to evaluate borrower eligibility and identify discrepancies.
- CMA & Proposal Structuring: Prepare Credit Monitoring Arrangement (CMA) data, cash flow projections,
and credit appraisal proposals for bank submissions.
- Stakeholder Coordination: Liaise with clients, underwriters, banks, and tax authorities; draft official profiles and correspondence; and maintain CRM updates.
Key Requirements & Qualifications
- Experience: 25+ years in loan sales, loan processing, CMA data preparation, and credit underwriting.
- Technical Skills: Expert in analyzing financial/tax documents (CIBIL, GST, TDS) and proficient in MS Office (Excel, Word, PowerPoint) and CRM software.
- Core Competencies: Solid financial literacy, credit risk assessment, bank processing workflow knowledge, and professional written/verbal communication.
📌 Loan Processing Executive (Mumbai)
🏢 Sseg Solution
📍 Mumbai