- Customer Base - 70 Customers Approximately
- Portfolios size - approx. 5 Crs
Key Duties Responsibilities of the Role
Business:
- ManagingAsset Products- managing Kisan Credit Card, Agri EnterpriseLoans, other secured loans
- Knowledgeon process and products- mortgage processes of the state in KisanCredit Card, other product
- Cross-sellof liability products and third party products
- Formationof Farmers' Clubs one per branch/leveraging existing clubs,making use of the same for bank's business
- Workwith team in harnessing the potential of the area and achievingthe set targets
Customer:
- Ensurethat issues/ complaints raised by the customer are resolvedwithin agreed TAT, work with Service Quality for improvingcustomer service on an ongoing basis
- Developingand maintaining rapport with key person's / opinion makersof the village
- Workclosely with Credit and Ops to ensure timely sanctions and DBCustomer
Internal process:
- Completingmortgages on time/collection of Post disbursement documents
- Ensuringthe collection efficiency and containing PAR and IOD withinthreshold levels
Learning performance:
- Keepself-updated on the latest product, process and regulatoryguidelines.
- Ensure completion of all nominated trainings for self.
Minimum Requirements of Knowledge Skills
- Educational Qualifications
- Graduate, preferably in Agri/Allied Sciences, Post-graduation