Job Summary

This position is open with Bajaj Finance Ltd.

Duties and Responsibilities The role of the Credit Manager will require a strong understanding of industry knowledge and market intelligence and underwriting processes at BFL to ensure that only credit worthy firms and individuals are extended loans in line with BFL's risk policies.

BFL is currently in the process of scaling up its recent car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective.

- Underwriting of new car loans business
- Incorporate industry best practices with respect to processing turn-around, risk metrics and policy
- To provide an inside perspective on under-writing as managed by the leading financiers in the industry
- Drive ownership of internal processes & compliance with underwriting policies
- Support Business,



Risk & Operations in meeting the long term goals of the respective businesses

This role reports to the Regional Credit Manager. This role covers pan India strategy for new car loans from sale purchase, balance transfer as well as re-finance perspective.

Required Qualifications and Experience

- Chartered Accountant / MBA with at least 3 years of experience in financial services underwriting
- At least 3 years underwriting experience in used car loans with a reputed bank/NBFC

Skills

- High process orientation
- Good analytical skills
- Positive attitude
- Ability to interact and build common ground with various stake-holders in the business

📌 Deputy Area Manager - Credit (Pune)
🏢 Bajaj Finance
📍 Pune