- Ensure proper credit evaluation of customers as per policy & process
- Conduct personal discussion with customers for evaluation of Loan proposal
- Support the branch team in achieving desired branch objective.
- Manage & Maintain TAT for Loan disbursement.
- To diligently appraise loan applications in line with credit policy of the organization.
- Ensure Credit policies to build a positive quality portfolio of the branch.
- Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
- Ensure approving authority of 25 Lac is utilized in a fair & transparent manner
- Ensure Quality Portfolio of the branch is Maintained
- Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
- Maintain high standards on credit appraisal through personal discussion with customer, as appropriate supplemented by documentation provided Minimize turnaround time per application
- Evaluation of assessed and declared income group eligible for Housing & LAP.

Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate

📌 Credit Officer (Nagpur)
🏢 equitas small finance bank
📍 Nagpur