- Has to appraise / underwriting the loan applications by assessing overall Credit Eligibility of customer as per Income and as per uses.
- Responsible for the application process from login to disbursement.
- Managing quality of portfolio, post disbursement documents and partly disbursed cases.
- He / She has to co-ordinate with legal, technical and Risk Cont. Unit agency for processing the file / docket.
- Responsible for TAT of delivering sanction letter and disbursement.
- Preparation of MIS, resolving customer issues and legal cases pertaining to sanction and disbursement process.
- Taking care of Audit queries and maintaining positive audit score.
- To perform due diligence check about the customer and verify genuine document required for appraisal.
- Prepare financial and ratio analysis of the customer and analyze the risk associated for business limits and term loans.